Terms & Conditions

Agreement to Terms

These Terms and Conditions ("Terms") govern your access to and use of the Gift Del Bar website located at giftdelbar.org (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

Description of Service

Gift Del Bar provides educational content and information about digital gift cards. Our Site offers:

• Educational articles about gift card usage
• Safety guidelines and best practices
• Frequently asked questions and answers
• General information about the gift card industry

We do not sell gift cards, process transactions, or provide financial services. We are an informational resource only.

Eligibility

By using this Site, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into these Terms
• You will comply with these Terms and all applicable laws
• All information you provide is accurate and current

Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Gift Del Bar, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

These Terms permit you to use the Site for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as follows:

• Your computer may temporarily store copies of materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages for your own personal, non-commercial use

Prohibited Uses

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Impersonate or attempt to impersonate Gift Del Bar, our employees, another user, or any other person or entity
• Use the Site in any manner that could disable, overburden, damage, or impair the Site
• Use any robot, spider, or other automatic device to access the Site for any purpose
• Introduce any viruses, trojan horses, worms, logic bombs, or other malicious or technologically harmful material
• Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site
• Use the Site to transmit any advertising or promotional material
• Collect or harvest any information from the Site
• Use the Site for any commercial purpose

User Contributions

If you submit any content to the Site (such as comments, questions, or feedback), you grant Gift Del Bar a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You represent and warrant that:

• You own or control all rights to the content you post
• The content is accurate and not misleading
• Use of the content does not violate these Terms or any applicable law

Disclaimer of Warranties

THE SITE AND ALL INFORMATION, CONTENT, MATERIALS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING.

GIFT DEL BAR MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE, UNLESS OTHERWISE SPECIFIED IN WRITING.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, GIFT DEL BAR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Educational Content Only

The information provided on this Site is for general informational and educational purposes only. It is not intended as financial advice, legal advice, or professional advice of any kind. You should not rely solely on the information provided on this Site for making decisions about gift cards or financial matters.

We make reasonable efforts to ensure the accuracy of the information on our Site, but we do not warrant that the content is accurate, complete, reliable, current, or error-free. The gift card industry is constantly evolving, and policies may change without notice.

Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, GIFT DEL BAR WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR USE OF THE SITE OR YOUR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE.

IN NO EVENT WILL GIFT DEL BAR BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to defend, indemnify, and hold harmless Gift Del Bar and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Site
• Your violation of any rights of another party
• Your violation of any applicable laws or regulations

Third-Party Links and Content

The Site may contain links to third-party websites or resources. We provide these links only as a convenience and are not responsible for the content, products, or services on or available from those websites or resources. You acknowledge and agree that Gift Del Bar is not responsible or liable for:

• The availability or accuracy of such websites or resources
• The content, products, or services on or available from such websites or resources

Links to such websites or resources do not imply any endorsement by Gift Del Bar.

Modification of Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

We encourage you to review these Terms periodically to stay informed about our terms of service.

Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms
• At our sole discretion
• Upon your request

Upon termination, your right to use the Site will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Delaware, and the parties irrevocably consent to the personal jurisdiction and venue there.

Dispute Resolution

In the event of any dispute arising from these Terms or your use of the Site, the parties agree to first attempt to resolve the dispute informally by contacting us at [email protected]. If the dispute cannot be resolved informally within thirty days, the parties agree to submit to binding arbitration in Delaware under the rules of the American Arbitration Association.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.

Waiver

No waiver by Gift Del Bar of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the sole and entire agreement between you and Gift Del Bar with respect to the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Site.

Contact Information

If you have any questions about these Terms, please contact us: